Ryan Marriner
Ryan Marriner is Director and Mortgage Specialist at Clearwater Finance, a Rockingham-based brokerage covering residential, commercial, asset and SMSF lending. He holds the only Commercial Loans seat at BNI Coastal.
How did Ryan get into finance broking?
Later in life. He spent his early career as an Electrician working through mining and industrial shift roles before changing direction into broking, a background that's earned him a reputation for being unflappable with hands-on trades clients and SMEs.1 Before launching Clearwater Finance, Ryan spent five years at Momentum Wealth.2
What recognition has Ryan received?
Winner of WA Better Business Awards Thought Leader of the Year for both 2022 and 2023.2 Named Connective Home Loans Broker of the Year at the Connective Excellence Awards, and a Mortgage & Finance Association of Australia (MFAA) State Finalist for Residential Finance Broker and Customer Service.2
What kind of clients does Ryan typically help?
Beyond first-home-buyer clients, Ryan has placed development financing for multiple-property construction facilities, raised commercial finance for syndicates, secured cash-flow finance for upstart businesses, and restructured complex multi-property investment portfolios.1
Lending Clearwater Finance handles
| Lending type | Typical client |
|---|---|
| Residential mortgages | First home buyers, refinancers, upgraders.[^1][^2] |
| Commercial property finance | SMEs purchasing premises, syndicates funding deals.[^1][^2] |
| Development finance | Builders and developers funding multi-property construction.[^1] |
| Asset finance | Equipment, fit-out and vehicle finance for SMEs.[^2] |
| SMSF lending | Limited-recourse borrowing arrangements for SMSF property purchases.[^2] |
| Cash flow finance | Working-capital lines for early-stage and growing businesses.[^1] |
Where can I see Ryan's work first-hand?
Clearwater Finance maintains a YouTube channel with client interviews where vendors describe the experience of working with the team.3 The 2024 client interview with May Watson is a representative example of the deal-cycle conversation a client can expect.3
Ideal referral
Self-employed clients looking to expand through business, commercial and asset finance.
Ideal referral partners
Accountants, lawyers, business coaches, bookkeepers, commercial real estate agents, business brokers and property developers.
Sources
- Ryan Marriner, Mortgage Broker at Clearwater Finance , Compare Mortgage Brokers Australia · Electrician background, deal types serviced, multiple award nominations
- Ryan Marriner, Mortgage Specialist & Director, Clearwater Finance , LinkedIn · Confirms launch of Clearwater Finance; 5-year Momentum Wealth tenure; WA Better Business Awards 2022 + 2023 Thought Leader; MFAA State Finalist; Connective Home Loans Broker of the Year
- Ryan Marriner, Clearwater Finance, Client Interview (May Watson) , YouTube · Client-side interview about working with the team
Other members in Business Services
About Ryan Marriner and Clearwater Finance
What does Clearwater Finance do?
Ryan Marriner is Director and Mortgage Specialist at Clearwater Finance, a Rockingham-based brokerage covering residential, commercial, asset and SMSF lending. He holds the only Commercial Loans seat at BNI Coastal.
Who is Ryan Marriner's ideal referral?
Self-employed clients looking to expand through business, commercial and asset finance.
How do I refer business to Ryan Marriner?
Contact Clearwater Finance directly via their website (https://clearwaterfinance.com.au), or pass the referral in person at the next BNI Coastal Rockingham meeting (Wednesdays, 6:45am).
Where is Clearwater Finance located?
Clearwater Finance is based in Rockingham, WA, and serves the wider City of Rockingham and City of Kwinana region as part of BNI Coastal, Rockingham.